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The family budget

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Husband and wife arguing over ‘chopmoney’EVERY family has a Finance Minister. Such a minister is normally the head of the house, in other words the Executive President.

One of the characteristics of the finance minister is that he has a moustache with or without a ‘goatee.’

Husband and wife arguing over ‘chopmoney’

The moustache is usually twitched to frighten undisciplined children and the ‘goatee’ is used to terrify the wife. In fact the ‘goatee’ always reminds the wife of a he-goat and its gimmicks and antics. After painstaking research, my bosom friend Kokotako has come out with the conclusion that men with ‘goatee’ are more sexually appealing to women.

The Sikaman family life is an interesting one in that nothing is done according to the 1992 Constitution. The Finance Minister of the home is not supposed to present the family budget to the wife and children who are the family equivalent of the national Parliament.

He decides what the chop money must be, whether the wife must perm or jerry the hair, whether the kids must eat oats and milk for breakfast or zorzor, alias ‘yorke gari’ alias ‘yorks’. In effect, there is nothing like democracy much more the Westminister variation of it.

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In extreme cases where the husband has the credentials of Adolf Hitler, he assumes kitchen-power and fetches the soup during supper. He sits behind the soup with a pot-belly and unilaterally decides who should get what size of meat and what level of soup.

 Almost invariably, there is military discipline in the family such that the wife can only sneeze on Sundays and public holidays. Every minute, the man growls like a tiger while opening and closing his eyes like a maniac. All these are reinforced by a bottle of peters (bitters) in an obscured corner, often under the bed which is refilled every three hours.

“Kwadwo, run like a hare to Davi’s place and top my bitters before I somersault. In fact, if you don’t run like Ben Johnson under the influence of steroids, I’ll break your neck. Remember, I have to take three tots before caning you for not fetching water yesterday.”

Yes, Akpeteshie also gives appetite for fathers. Taking some tots, they start thinking where to seek political asylum because as a Lagosian would say, ‘Trouble don come for house.’

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When I was in Class Six, our teacher once told us that in the developed countries families were often very concerned about the management of their homes and so man and wife often held weekly, fortnightly or monthly meetings to draw the family budget.

This is made possible by a joint account. The family’s needs from soap and cigarettes to blue jeans and holiday trips are budgeted for. That way things are done in an orderly manner and there is no case of over- spending, under-spending or ‘chobo’.

Perhaps, this is the ideal thing to do in Sikaman, but here there are obvious problems. First, the family’s income is often inadequate because of many factors including the man’s appetite. Secondly, there is a concealment of income on both sides.

The husband will declare ¢40,000 when his take-home pay is ¢60,000, meaning the extra will be used to finance personal habits and the needs of girlfriends.

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The wife will also under-declare what she makes each day at the market for fear that her husband would force her to contribute to the upkeep of the home. So when she says she made only 4,000, she is in fact asking you to multiply it by 2/½ to get the correct figure. So in fact she made 9,000. It’s quite funny and you’ll have to be well-versed in JSS Mathematics to cope with her pace.

Because of all these, it is impossible for husband and wife to sit at table to draw the family budget. This is one of the reasons why some churches demand that prospective brides and grooms attend marriage counselling school for at least six months before being allowed to marry.

In the marriage school, they are taught home management and how to arouse sexual feelings in their mates. The man is cautioned on the dangers of drinking raw akpeteshie and the sins of chasing women like a bearded he-goat. “Don’t also beat your wife. God doesn’t like that.”

The woman is advised not to talk too much ‘rubbish’, not to have too many friends and taught how to please a man’s heart by pleasing his stomach with good food. She is warned not to converse with other men on frivolous topics that might lead to sexy topics etc.

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Normally such lectures are helpful, but it turns out that the couples are only prepared to adhere to only 10 percent of what they are taught. Ninety percent of what they learn are impracticable, so the marriage school is only considered as a waste of time.

Well, my former classmate Kwame Korkorti, the born-mathematician, has long detected that since money palaver is the cause of many shattered marriages, couples need to be more transparent, communicative and co-operative in solving their financial problems.

Observation has shown that marriages break more often not because of the lack of money per se, but because of the mistrust on both sides as far as money matters are concerned. It might be that the man really has no money but the woman feels he has and is using it to chase other women, etc.

 It all boils down to honesty, sincerity, goodwill, understanding and a desire to make the marriage work with or without money palaver. Let’s not make money the basis of a successful marriage.

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Wishing all readers and fans of Sikaman Palava a nice week-end.

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Tips for a stress free family Christmas

 Many people find Christmas a stressful time and this is often to do with expectations. We all worry about getting the right gifts for people, preparing the per­fect Christmas dinner, getting the house ready and spending concen­trated time with extended family.

To help you have a fun Christmas rather than a frazzled one here are some tips for keeping the pressure off.

1. State expectations

Make sure that you have conver­sations with your family and friends about everyone’s expectations of Christmas well in advance. That way you can deal with any difficult demands and make compromises that suit everyone.

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If you are worried about the cost of Christmas, you could also set some spending limits for gifts or come up with ideas for presents that don’t need to be bought; for example washing the car or making someone breakfast in bed.

2. Remember it’s OK to say no

As well as talking to your family about what they want to happen at Christmas be honest about what you want to do too.

If you want to turn something down, explain why you do not want to do it, and have a suggestion ready for an alternative.

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For example instead of taking on all the cooking you could suggest a ‘bring and share’ meal so that every­one takes a share of the work.

3. Practical prep

If you are hosting Christmas, it is always a good idea to do some prep beforehand – simple things like making (or buying!) the food early or wrapping presents the weekend before can really help.

Make a list of tasks that need to be done in the run up to Christmas and ask your family and friends to each put their name to something. You can stick this up at home and even get the kids to decorate it with Christmas pictures or stickers.

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4. Delegate, delegate, delegate

Do not be afraid to ask your guests for help. We can all fall into the trap of wanting to be the perfect host, but in reality, hosting Christmas Day can be very demanding. Asking people to help can make everyone feel involved. Children really like to feel helpful, so get them involved with handing round snacks or setting the table.

5. Avoid conflict

If you are worried your guests might not get on, go for a walk in the afternoon to break things up a little. This gives everyone the chance to chat to someone different, or even to stay at home if tension is building.

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Equally, you can always ask a guest to make drinks, or help out with the kids in order to break up any potential conflict.

6. It is your Christmas too

Christmas Day can whizz by in a festive blur without you so much has sniffing a glass of fizz or pulling a cracker because you’re frantically trying to make everything perfect for everyone else.

Remember that it is your Christ­mas too and you should be able to enjoy it. Make a timetable for the day so that there are regular times when you can sit down and talk with everyone or play with the children.

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 Social and economic implications of divorce  

 Social Implications

divorce  has social consequences that extend beyond the couple to affect families, communities, and society. The failure of a marriage often leads to a ripple effect that transforms social relationships and societal dynamics (Amato, 2010).

a. Impact on family dynamics

Marital dissolution reshapes fam­ily roles and responsibilities, often resulting in conflicts among family members. Studies indicate that chil­dren often feel torn between parents, leading to strained parent-child rela­tionships (Lansford, 2009). In Ghana, studies have shown that children in divorced families are more prone to behavioural issues, often feeling unsupported and confused (Abane, 2011). Additionally, research sug­gests that parental divorce can lead to long-term emotional instability in children—affecting their ability to form secure attachments and causing relational difficulties that may last well into adulthood (Fagan & Chur­chill, 2012).

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b. Community disruption

When marriages break down, com­munities experience a weakening of social ties. People who are divorced and their children may feel alienated or stigmatised, and thereby become more withdrawn. In the USA, a report by the Institute for Family Studies (Wilcox et al. [2020]) reveals that community-level marriage dissolution correlates with lower community engagement and weaker social bonds. This can contribute to a reduction in collective cohesion, support networks, and social integration—affecting the quality of community life and overall societal well-being (Harkonen, 2014).

c. Children’s social develop­ment

Children of divorced parents commonly struggle with issues such as insecurity, trust, and difficulty building relationships. According to a study conducted in the UK, children belonging to divorcees are 33 per cent more likely to experience anxiety and social withdrawal than those in stable two-parent families (Office for Nation­al Statistics, 2021). Similarly, Nige­rian studies show that children from divorced families mostly struggle with peer relationships, academic perfor­mance, and self-esteem (Olowodu­noye & Ogungbamila, 2013). These social challenges can have lasting impacts, including increased risks of academic and occupational hurdles in adulthood.

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Economic Implications

The economic costs of divorce are both immediate and long-term. They impact individuals and families, and on a larger scale, can influence the economic health of entire societies (Wagner & Weiss, 2006).

a. Financial strain

People’s financial stability can suffer greatly due to divorce. One or both spouses may struggle to cover basic expenses and maintain their pre-divorce lifestyle. Studies from the USA show that, on average, divorce can shrink household income by 15-40 per cent due to legal fees, asset divi­sion, and shifts in living arrangements (Amato, 2014). In Ghana, research suggests that divorced women, in par­ticular, face financial hardship, with many relying on extended family sup­port (Osei-Hwedie & Mwansa, 2007). Moreover, divorce in Nigeria sub­stantially changes financial security, especially for women who lack legal protection for property or financial rights (Isiugo-Abanihe, 2005).

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b. Impact on career and pro­ductivity

Marriage dissolution can alter work productivity and career growth. A study conducted by the United Kingdom’s Marriage Foundation (2019) revealed that individuals undergoing divorce tend to encounter a tempo­rary drop in work performance, with a reported 20 per cent increase in sick days among recently divorced employees. Career disruption not only influences personal financial stability but can also minimise overall work­force efficiency, with consequences for national economic output (Vignoli et al., 2018).

c. Economic burden on society

The economic consequence of divorce extends beyond the individu­als involved, placing a financial strain on public resources. A report from the Institute of Economic Affairs (2016) found that family breakdown costs the UK economy approximately £48 billion annually in welfare and support programmes, with similar patterns ob­served in the USA (Thomas & Sawhill, 2002). Divorce-related economic challenges normally require govern­ment intervention in the form of so­cial welfare, housing assistance, and other public benefits, making family dysfunction an economic burden on society (Vignoli et al., 2018).

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To be continued …

Source: Excerpts from ‘Preparing for a Happy and Fulfilling Marriage’ Book by REV. COUNSELOR PRINCE OFFEI (Psychotherapist, Lecturer, and Marriage Therapist). https:// counselorprinceass.wixsite.com/ edu-counseling-psych

https://princeoffei22.wixsite. com/website-psychologist

https://princeoffei22.wixsite. com/website

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COUNSELOR PRINCE & ASSOCI­ATES CONSULT (CPAC COUNSELLOR TRAINING INSTITUTE)

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