Editorial
Decentralisation of student loan scheme way to go

Dear Editor,
It is often said that education is the key to success.
Although there are divided opinions due to various reasons, one can not undermine its importance towards the growth of any country, including Ghana.
Over the years, successive governments have implemented various policies to ensure that every child gets access to quality education at all levels by bearing some of the cost.
We can talk of the Free SHS policy and also the free tertiary education for first year students by the current government.
Also, one way the government supports tertiary students financially is through the student loan scheme where tertiary students apply for loans to support themselves financially and pay when they start working.
It is fair to say that the student loan scheme has been of immense benefit to students who apply and are lucky to have it.
That notwithstanding, a few of my friends I have interacted with have also shared their frustration about the whole application process.
According to them, some students have had to abandon the idea of applying for the loan due to the frustration they encounter while going through the whole application process.
Although I never applied for the loan during my days as a university student, I shared in their pain and frustration.
Tertiary institutions are uniquely positioned to identify ‘needy but brilliant students’ more effectively than any other state institution, and for this reason I am of the view that the student loan scheme should be decentralised, with universities managing the process through a well-constituted board.
Also, the board should be clothed with the responsibility of approving loan requests based on applicants’ demonstrated academic performance and proven financial need.
Such a localised approach, I believe, would make the funds available to the most deserving students promptly and efficiently and also address the bottlenecks associated with the whole loan application process.
Atom,
Sukura
Editorial
Free sanitary pads distribution a game-changer
Dear Editor,
I wish to use your medium to commend the government of John Dramani Mahama for implementing the bold government policy to provide sanitary pads free of charge for girls.
The National Sanitary Pad Distribution Programme is one that will end the trend where young girls miss school during their menstruation periods because their parents cannot afford sanitary pads.
This is a clear interpretation of the president’s call to create and share the national resources.
The use of sanitary pads is seen in certain quarters as a preserve for the well-to-do in society. In some societies, it is pathetic seeing girls of menstruation age use old-fashioned methods to manage it.
For health and safety reasons, it is important to make sure that our girls are provided with decent material to manage their flows in comfortable and convenient ways.
The project marks an end to the era where mothers provide their daughters with cloth and tissue.
Without doubt, buying sanitary pads for two or three daughters or female relations staying with you can be very challenging sometimes due to the harsh economic conditions.
But this policy is a game-changer. What it means is that the cost has been taken by government.
For some of us parents, it is one of the ways to directly enjoy the little taxes we pay. I say well done to the government and hope that more of such social interventions would be rolled out to make life comfortable for the ordinary Ghanaian.
Lady Akushika,
Amanfrom
Editorial
Shedding light on Camara, a growing but overlooked suburb in Dansoman
Dear Editor,
I write to use your respected platform to bring attention to Camara, a small but growing suburb tucked within the Dansoman area of Accra.
For many, the name ‘Camara’ may not ring a bell and that is exactly the problem.
Though we are part of the vibrant Dansoman community, Camara is often forgotten when it comes to development, infrastructure, and public services.
This is a neighbourhood filled with potential: families, students, small businesses, and workers who contribute daily to Accra’s social and economic life.
Yet our roads remain untarred, streetlights and public facilities are few.
Security has become a growing concern, especially in the poorly lit areas.
Making Camara known is not about gaining attention for its own sake. It is about ensuring that we benefit from the development efforts enjoyed by other townships.
We need Proper street naming and signage to officially recognize the area, inclusion in municipal development plans, installation of streetlights and improved security patrols, road infrastructure and sanitation improvements, opportunities for youth engagement and education.
We deserve to be seen, heard, and supported. I appeal to urban planners, and the wider community to recognize Camara as part of the future of Dansoman.
Eugene Ampiaw,
Camara